Free Pension Workshop: Thurs 17th July, 6pm-7pm – Register Today

Free Pension Calculator: See how long your Pension Pot could last – Try it now and get instant results

Estate Planning

Lasting Power of Attorney

Make sure the right people can step in to manage your affairs if you can’t.

Joslin Rhodes - Retired couple smiling and enjoying a boat trip together.

Why You've Come to the Right Place

As local Estate Planning experts, we’ve been making it easier for Teessiders to protect their family and their finances when they are no longer able to – and we can help you too.

There’s lots to consider though when setting up a Lasting Power of Attorney (LPA), so here’s an overview of a few of the things you should know.

Static Infographic - Did You Know? Without an LPA, if you lose capacity, your assets (including those held jointly) will be frozen.

What is a Lasting Power of Attorney?

A Lasting Power of Attorney (LPA) is a legal document that lets you appoint one or more trusted people to make decisions for you if you lose mental capacity or need help managing your affairs.

This means your wishes are still followed, even if you’re unable to make or communicate decisions yourself.

Types of Lasting Power of Attorney

Joslin Rhodes - Smiling retired woman in a blue shirt, holding a cup of coffee and looking to the left while relaxing at home – capturing comfort and contentment.

Types of Lasting Power of Attorney

In the UK, there are two types of Lasting Power of Attorney (LPA):

1. Property and Financial Affairs LPA

This allows your Attorney (or Attorneys) to help manage your financial matters, including:

  • Paying bills and managing bank accounts
  • Collecting benefits or pensions
  • Selling property or managing investments

2. Health and Welfare LPA

This allows your Attorney(s) to make decisions about your health and personal welfare, including:

  • Your medical care and treatment
  • Where you live (for example, moving into a care home)
  • Your daily routine, such as what you eat and wear
Speak To Us Now

Who Can Be an Attorney?

Who Can Be an Attorney?

Anyone over 18 can be an Attorney — this might be a family member, friend, or a professional such as a solicitor.

What matters most is that you choose someone you trust and who understands your wishes.

A few things to think about when choosing your Attorney:

  • Trustworthiness: Choose someone reliable and capable of managing your affairs responsibly.
  • Location: Having someone nearby can be helpful, especially for health and welfare decisions.
  • Understanding: Make sure they understand your values, preferences and what matters most to you, so they can make decisions in line with your wishes.
Need Help Choosing?
  • Types of Lasting Power of Attorney
  • Who Can Be an Attorney?

Types of Lasting Power of Attorney

In the UK, there are two types of Lasting Power of Attorney (LPA):

1. Property and Financial Affairs LPA

This allows your Attorney (or Attorneys) to help manage your financial matters, including:

  • Paying bills and managing bank accounts
  • Collecting benefits or pensions
  • Selling property or managing investments

2. Health and Welfare LPA

This allows your Attorney(s) to make decisions about your health and personal welfare, including:

  • Your medical care and treatment
  • Where you live (for example, moving into a care home)
  • Your daily routine, such as what you eat and wear
Speak To Us Now
Joslin Rhodes - Smiling retired woman in a blue shirt, holding a cup of coffee and looking to the left while relaxing at home – capturing comfort and contentment.

Who Can Be an Attorney?

Anyone over 18 can be an Attorney — this might be a family member, friend, or a professional such as a solicitor.

What matters most is that you choose someone you trust and who understands your wishes.

A few things to think about when choosing your Attorney:

  • Trustworthiness: Choose someone reliable and capable of managing your affairs responsibly.
  • Location: Having someone nearby can be helpful, especially for health and welfare decisions.
  • Understanding: Make sure they understand your values, preferences and what matters most to you, so they can make decisions in line with your wishes.
Need Help Choosing?

Why Is Having a Lasting Power of Attorney So Important?

Gives you control

An LPA lets you choose who will manage your affairs, so someone you trust is in control if you can’t make decisions yourself.

Avoids court delays

Without an LPA, your loved ones may face a long and stressful court process to gain permission to manage your affairs.

Provides peace of mind

Knowing your affairs are in safe hands brings real peace of mind — for both you and your family.

Ready to put the right plans in place?

Speak to our friendly team about setting up your LPA and make sure the people you trust are able to step in when it matters most.

Speak to an Expert

What Our Clients Are Saying...

Frequently Asked Questions about Lasting Power of Attorney

What happens if I don’t have a Lasting Power of Attorney?

If you don’t have an LPA and you lose mental capacity, your family or friends would need to apply to the Court of Protection to become a deputy. This process is more time-consuming and costly than setting up an LPA.

Can I set up an Lasting Power of Attorney on my own?

You can. However, as this is a formal document that needs to be registered with the Office of the Public Guardian (OPG), we recommend seeking professional advice from Estate Planning experts like us at Joslin Rhodes to avoid unnecessary delays or confusion.

Can I change or cancel a Lasting Power of Attorney?

Yes, you can change or cancel your LPA at any time as long as you have the mental capacity to do so. To cancel an LPA, you need to send written notice to the Office of the Public Guardian.

Can I have more than one Lasting Power of Attorney?

Yes, you can have both a Property and Financial Affairs LPA and a Health and Welfare LPA, each covering different aspects of your life.

When can a Lasting Power of Attorney be used?

A Property and Financial Affairs LPA can be used as soon as it is registered, with your consent. A Health and Welfare LPA can only be used if you lose mental capacity.

Ready to Talk?

Our friendly team are here to help. Simply pop a few details into the form and we’ll be in touch.

Let’s show you:

  • When you can afford to retire
  • How much money you’ll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle