Gather Your Financial Data
This includes your current income, savings, pensions, investments, and estimated future expenses.
Benefits of Cash Flow Modelling for Retirement Planning
When you work with one of our expert Financial Planners to create a Cash Flow Model, they will:
Forecast Future Scenarios
Taking into account changes like inflation, investment growth, life events and potential Care Fee Costs.
Show You the Outcomes
You’ll get a visual ‘design sketch’ that represents your entire retirement years, up to the age of 90.
Adapt Your Plan
To ensure you have a plan that’s built just for you and the lifestyle you want to live, we’ll work with you to test different scenarios (like retiring earlier or saving more) to see what will make you happiest.
Benefits of Cash Flow Modelling for Retirement Planning
Cash Flow Modelling is an essential tool for anyone planning their retirement. Here’s why:
Clarity and Confidence
Clarity and Confidence
Cash Flow Modelling gives you a clear picture of how much money you’ll have in retirement. It answers crucial questions like:
- Will I have enough?
- Can I afford to retire earlier?
Plan for Life Events
Plan for Life Events
Life is unpredictable, and Cash Flow Modelling allows you to prepare for unexpected events. Whether it’s helping your children with wedding costs or supporting your grandchildren with school fees, handling medical expenses, or dealing with market fluctuations, you can model “what-if” scenarios and adjust your plan accordingly.
Track and Adjust
Track and Adjust
Your financial circumstances will inevitably change over time. So with Cash Flow Modelling and our annual ‘Update & Improve’ meetings, we can update your plan regularly to ensure it’s still fit for purpose and does what it needs to do for you.
Maximise Your Retirement Income
Maximise Your Retirement Income
By analysing your future cash flow, you can identify opportunities to make the most of your retirement income. For example, you might discover when to start drawing from your pension, how much to withdraw, or how to reduce your tax liability. This can result in a better use of your money over time.
Peace of Mind
Peace of Mind
Retirement should be a time to enjoy life, not worry about money – and Cash Flow Modelling helps you do just this.
Clarity and Confidence
Cash Flow Modelling gives you a clear picture of how much money you’ll have in retirement. It answers crucial questions like:
- Will I have enough?
- Can I afford to retire earlier?
Plan for Life Events
Life is unpredictable, and Cash Flow Modelling allows you to prepare for unexpected events. Whether it’s helping your children with wedding costs or supporting your grandchildren with school fees, handling medical expenses, or dealing with market fluctuations, you can model “what-if” scenarios and adjust your plan accordingly.
Track and Adjust
Your financial circumstances will inevitably change over time. So with Cash Flow Modelling and our annual ‘Update & Improve’ meetings, we can update your plan regularly to ensure it’s still fit for purpose and does what it needs to do for you.
Maximise Your Retirement Income
By analysing your future cash flow, you can identify opportunities to make the most of your retirement income. For example, you might discover when to start drawing from your pension, how much to withdraw, or how to reduce your tax liability. This can result in a better use of your money over time.
Peace of Mind
Retirement should be a time to enjoy life, not worry about money – and Cash Flow Modelling helps you do just this.
Benefits of Cash Flow Modelling for Retirement Planning
Cash Flow Modelling is an essential tool for anyone planning their retirement. Here’s why:
Clarity and Confidence
Plan for Life Events
Track and Adjust
Maximise Your Retirement Income
Peace of Mind
Don’t Just Take Our Word for It…
Read what some of our clients have to say about us…
