Client Login Get in Touch

Free Pension Workshop: Thurs 17th July, 6pm-7pm – Register Today

Free Pension Calculator: See how long your Pension Pot could last – Try it now and get instant results

Happy Retirements Made in Teesside

Retirement Planning Services

How do you want to live your best days?

Book your Free Meeting Take our Retirement Readiness Quiz
Retired couple relaxing on lilos in a large, sunny swimming pool – enjoying a peaceful holiday and the freedom of retirement.

Retirement is a time to relax and focus on the things you love.

But to fully embrace your new life after work, you first need to have a solid Financial Plan in place.

And lucky for you, you’ve come to the right place!

Thanks to our unique PlanHappy Lifestyle Financial Planning approach, Joslin Rhodes has been helping Teessiders live their best lives in retirements for over 20 years.

So, whether you’re looking to retire now or in 10 years’ time, our professional advisers can help you get your financial ‘ducks in a row’ and enjoy a worry-free retirement.

Joslin Rhodes - Three retired women walking through the woods with cameras, enjoying photography and making the most of their retirement.

What Do You Need?

Whatever you want to do in retirement, especially in Teesside, there’s a good chance we’ll be able to help you plan it.

Lifestyle Financial Planning

Retirement’s about more than money — it’s about living the life you want. Our Lifestyle Financial Planning shows how your pensions and savings can work together to make it happen.

Cash Flow Modelling

Cash Flow Modelling is one of the key tools we use to show how your pensions, savings and investments could fund your retirement lifestyle.

Investment Management

Investments shouldn’t feel confusing. We’ll break it down and show how your money can work for you.

We’ll highlight your options and answer those all-important questions.

Essentially, it’s all about uncovering what keeps you awake at night and what your hopes are, then doing the money bit to work out how you get there.

What’s not to love about that?

12

years is our current record for helping a client retire early

1000s

of local people have retired knowing they've enough for the lives they want, thanks to our advice

20+

years is how long we've been helping Teessiders retire with confidence

Helping With Those Difficult Decisions

You probably have a whole host of questions and might want to know things like:

  • Do I have enough to retire?
  • Drawdown vs. Annuity?
  • Guaranteed monthly income or flexible access?
  • Can I make sure my family are looked after?

But don’t worry.

Our friendly and expert Financial Advisers know their stuff. We’ve got a fantastic process designed to help you clearly understand the pros and cons of the different options, so you can make the right decisions for you.

Your initial consultation at our Stockton-on-Tees office is free of charge – and the peace of mind is priceless.

So, let’s explore your future and how we can help you make your retirement dreams a reality.

Get Expert Advice
View of the Teesside coastline with sandy beach and calm sea – showcasing the natural beauty of the local area near Joslin Rhodes.

Don’t Just Take Our Word For It…

Read what some of our clients have to say about us…

Top 5 Frequently Asked Questions About Retirement Planning

When should I start planning for retirement?

It’s never too early or too late to start planning for retirement. The sooner you begin, the more time your savings have to grow, thanks to compound interest. Even if you’re close to retirement age, proper planning can still make a big difference. Ideally, you should start planning as soon as you begin earning, but we can help you at any stage of your retirement journey.

How can I ensure my savings will last through retirement?

The key to ensuring your savings last throughout your retirement is smart, strategic planning. This includes budgeting for your expected lifestyle, managing investments wisely, and considering factors like inflation and life expectancy. Our Retirement Planning Services that incorporate Cash Flow Modelling help you create a sustainable income strategy, allowing you to enjoy your retirement years without worrying about outliving your savings.

How much will I need to retire comfortably in the UK?

This really depends on you and what you want your lifestyle to be in retirement. Take a look at our ‘How much is enough’ guide for general information. But if you’re looking for more specifics, our Retirement Planning experts can help you answer this question with certainty through our PlanHappy Lifestyle Financial Planning Process. Here we’ll help you visualise what’s most important to you as well as using Cash Flow Modelling to analyse your assets and expected expenses. From there, you’ll be able to see your future and, in the event of any shortfalls, we’ll advise you on what changes you could make to keep your retirement plans on track.

What is Lifestyle Financial Planning?

Lifestyle Financial Planning is focused more on you, not your money. It combines financial coaching with life goals and personalised financial advice. Find out more about our unique PlanHappy Lifestyle Financial Planning Process here.

Which is better, Lifestyle Financial Planning or Traditional Financial Advice?

It depends on your needs. If you’re looking for a big picture approach that brings your finances together with your lifestyle goals, Lifestyle Financial Planning is the best choice. But if you’re seeking guidance on specific products or simply looking to make a single transaction, Traditional Financial Advice might be your better option. To see how our services compare to traditional advice, check out our About Us page.

View all FAQs

Ready to Talk?

Our friendly team are here to help. Simply pop a few details into the form and we’ll be in touch.

Let’s show you:

  • When you can afford to retire
  • How much money you’ll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle