Financial Advisers Specialising In Pension Advice & Retirement Planning

Helping Local People Across The North East For Over 20 Years.

Our Service Covers –  Middlesbrough, Stockton-on-tees, Darlington, County Durham, Newcastle, Sunderland, Northumberland

Click the buttons below to read more about how we can help:

Struggling to make sense of your pension & retirement planning options?

Well don’t worry, that’s where we come in.

By focusing on the important questions, we’ll help you answer things like:

  • Can I retire and still afford to do the things I enjoy?
  • Can I retire early?
  • Will I always have enough money for the things I want to do?
  • Should I take my pension into drawdown?
  • Can I get savings and investment advice?
  • Is equity release a good option for releasing tax free cash without having to downsize my home?
  • Can I make sure my loved ones are looked after when I'm gone?
  • Should I transfer my pension?

By finding out how to use your assets to fund the retirement you want, you could get the peace of mind you’re looking for.

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pension advice & retirement planning

What you’ll get

Let’s face it retirement planning and pension advice can be a minefield, especially when this retirement thing has crept up on you.

As well as answers to your questions, you’ll get a team of local independent pension advice and retirement planning experts all working towards the best outcome for you.

You’ll get help with the best ways to consolidate your pension pots, avoid financial risk, minimise tax and make the right choices for your money.

Simple Step-by-Step Advice Process

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Step 1

Book your free, no-obligation meeting with our pension & retirement planning experts...

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Step 2

We’ll listen to what you want. We might ask some tough questions but it's all to get you thinking about what's important...

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Step 3

We produce your plan showing exactly what to do with your pensions, savings, and investments to achieve your goals...

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Step 4

You can take your plan. Or if you like, we can manage your pensions & investments for your continued peace of mind.

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

Why choose Joslin Rhodes?

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Over £190 million

We're trusted to manage over £190 million of our clients funds

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FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

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Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

FAQ's

Who are we?

Joslin Rhodes are independent financial advisers who are based in Middlesbrough. Some of our main services include financial planning, retirement planning, tax planning, income protection, and investment & portfolio management. Our team of amazing financial advisors are sure to help you with any issues you are facing.

Where is our location?

Middlesbrough is a large town in North Yorkshire, England. It is on the River Tees’s southern bank, west of Redcar and east of Stockton-on-Tees. The Borough of Middlesbrough is governed from the town. Until the early 1800s, the area was rural farming land. Our offices are located here:
Stockton Planning Rooms Wellington Court, Preston Farm, Stockton on Tees, TS18 3TA

Newcastle Planning Rooms Swordfish House, Amethyst Road, Newcastle Business Park, Newcastle upon Tyne, NE4 7YL

Do we only operate in the office?

Yes, our clients come an see us in person at our offices in Stockton and Newcastle.  As for house visits we do not currently offer this service.

What is financial planning?

Financial planning is a process to help you with your financial issues. Our financial planning services at Joslin Rhodes Middlesbrough are important to you as they will help you to support your current needs and plan a safer future for you and your family. Our financial advisers will help you reach your current money needs and your future goals. We will help you reach your desired financially comfortable future through budgeting, investing, tax planning, and other services.

What is the retirement age in the UK?

You can access your state pension from the age of 66. However, you can access your private or workplace pension from the age of 55. It is important to note there are a lot of other factors which come into when you can retire.

What is tax planning?

Tax planning is the process of analysing a financial situation to ensure all elements are working together in the most efficient way. Often these elements are not working well together and result in people paying more unnecessary money in taxes.

What is investment management?

Investment management is the process of handling financial assets and investments. Our team of independent financial advisers will devise a long or short-term plan for these assets and investments.

What does a financial advisor do?

Joslin Rhodes independent financial advisers make sure your money is being managed in the best way possible. Our financial advisers will meet with you in person to discuss your financial goals, educate you (the client) on your options and help to plan for your specific future.

Are financial advisors trustworthy?

The FCA, financial conduct authority, is a regulatory body that monitors activity from financial advisors. Joslin Rhodes is regulated by the FCA to protect the consumer. We’re qualified, regulated Independent Financial Advisers, and we’re also nice people who want to make your future financial journey meet your needs, whatever they may be.

Who needs financial planning?

Simply put everyone needs financial planning. Financial planning is extremely important as it helps you to keep track of your income, expenses, and investments. This plan will make sure your money and assets are being taken advantage of. One key impact you will see from having one of our financial plans is an increase in your savings. By utilizing this plan you will be able to manage your money in a much clearer and more effective way. For example, costs can be cut down in certain areas and put into savings.

What benefits come with financial planning?

There are many advantages that come with financial planning, a few of these are:

-Reduced stress

-Financial security

-Efficient use of current assets

-Improved standard of living

-Preparation for the future, whether that is unemployment or illness

Why is tax planning important?

Tax planning can often result in less money going towards taxes. With many of our clients, we find a much larger sum of money is going towards taxes when it doesn’t need to be. Planning helps to create a level of understanding between the government and the taxpayer. Furthermore, tax planning can result in economic stability, with more money available for personal use.

Does income protection cover losing your job?

Yes, income protection does cover losing your job. As long as losing your job is not directly your fault. Income protection will come into play if you can’t work due to illness or injury but not if you quit or get fired.

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Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • HomeWhen you can afford to retire
  • HomeHow much money you'll need in retirement
  • HomeHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

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"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W