Pension Advice & Retirement Planning
Teessiders, it’s time to take control of your pensions & retire with confidence
As UK Pension Specialists, our team has been planning happy retirements in Teesside for over 20 years.
With us, you’ll get ‘Real Advice, For Real People’. We won’t talk jargon and we’ll never promise something we can’t control.
And because we know there’s lots to think about, our unique PlanHappy Process is designed to help you make sense of it all.
We’ll look for ways to consolidate your pension pots, avoid financial risk, minimise tax and most importantly, help you make the right choices for your money.
We’re invested in your future
Speak with us today to arrange your no-cost meeting (worth £500) with one of our local pension & retirement experts.
How we can help you find your happy…
Life’s too short to waste time worrying. So, whatever questions you have, we can give you the answers.
Our experts can advise on all areas of Pension & Retirement Planning, Estate Planning and Equity Release.
- When can I afford to retire?
- Have I enough to retire early?
- What’s the best way to access my pensions tax efficiently?
- How can I protect my home from care fees
- Can I make sure my family are looked after when I’m gone?
- How can I avoid paying more tax than I need to?
- How much tax-free cash could I release?
- Am I eligible for a lifetime mortgage?
- Will I still own my home?
Why choose Joslin Rhodes?
Independent Financial Advice
We’re not tied to specific providers, meaning we’ll find the best options for your Pensions from across the market.
Authorised & Regulated
We’re authorised and regulated by the Financial Conduct Authority, the UK’s Financial Services regulator.
Proven Process
The unique PlanHappy Lifestyle Financial Planning Process is the cornerstone of our service and has been specifically designed to ensure we get you what you want.
Don’t just take our word for it…
Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…
There’s always something happening here…
Looking for practical, face-to-face help to tackle life’s money matters? Then join us at these no-cost workshops.
Whether it’s pension puzzles, care fee planning chaos, or sleepless nights from financial worries, we’re here to help.
Ready to talk?
Our friendly team are here to help. Simply pop a few details into the form below and we'll be in touch.
We'll show you:
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When you can afford to retire -
How much money you'll need in retirement -
How to make the most of your pensions and other assets to fund your lifestyle
4.9 out of 5 stars on VouchedFor
"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"
Mr. W
FAQ's
Who are we?
Joslin Rhodes are independent financial advisers who are based in Middlesbrough. Some of our main services include financial planning, retirement planning, tax planning, income protection, and investment & portfolio management. Our team of amazing financial advisors are sure to help you with any issues you are facing.
Where is our location?
Middlesbrough is a large town in North Yorkshire, England. It is on the River Tees’s southern bank, west of Redcar and east of Stockton-on-Tees. The Borough of Middlesbrough is governed from the town. Until the early 1800s, the area was rural farming land. Our offices are located here:
Stockton Planning Rooms Wellington Court, Preston Farm, Stockton on Tees, TS18 3TA
What is financial planning?
Financial planning is a process to help you with your financial issues. Our financial planning services at Joslin Rhodes Middlesbrough are important to you as they will help you to support your current needs and plan a safer future for you and your family. Our financial advisers will help you reach your current money needs and your future goals. We will help you reach your desired financially comfortable future through budgeting, investing, tax planning, and other services.
What is the retirement age in the UK?
You can access your state pension from the age of 66. However, you can access your private or workplace pension from the age of 55. It is important to note there are a lot of other factors that come into when you can retire.
What is tax planning?
Tax planning is the process of analysing a financial situation to ensure all elements are working together in the most efficient way. Often these elements are not working well together and result in people paying more unnecessary money in taxes.
What is investment management?
Investment management is the process of handling financial assets and investments. Our team of independent financial advisers will devise a long or short-term plan for these assets and investments.
What does a financial advisor do?
Joslin Rhodes independent financial advisers make sure your money is being managed in the best way possible. Our financial advisers will meet with you in person to discuss your financial goals, educate you (the client) on your options and help to plan for your specific future.
Are financial advisors trustworthy?
The FCA, Financial Conduct Authority, is a regulatory body that monitors activity from financial advisors. Joslin Rhodes is regulated by the FCA to protect the consumer. We’re qualified, regulated Independent Financial Advisers, and we’re also nice people who want to make your future financial journey meet your needs, whatever they may be.
Who needs financial planning?
Simply put everyone needs financial planning. Financial planning is extremely important as it helps you to keep track of your income, expenses, and investments. This plan will make sure your money and assets are being taken advantage of. One key impact you will see from having one of our financial plans is an increase in your savings. By utilising this plan you will be able to manage your money in a much clearer and more effective way. For example, costs can be cut down in certain areas and put into savings.
What benefits come with financial planning?
There are many advantages that come with financial planning, a few of these are:
-Reduced stress
-Financial security
-Efficient use of current assets
-Improved standard of living
-Preparation for the future, whether that is unemployment or illness
Why is tax planning important?
Tax planning can often result in less money going towards taxes. With many of our clients, we find a much larger sum of money is going towards taxes when it doesn’t need to be. Planning helps to create a level of understanding between the government and the taxpayer. Furthermore, tax planning can result in economic stability, with more money available for personal use.
