Meet the Team: Protect

eastate planner at joslin rhodes

Protect Series 7

Protect are the estate planners who’ll make sure your money, property and other assets are protected from potential risks including things like:

  • Protecting your assets from care fees and the taxman
  • Stopping you accidentally disinheriting loved ones
  • Protecting against incapacity freezing your bank accounts and assets

They’re your team, making sure what you leave behind goes to the people you want and not the taxman, local authority or someone else you haven’t even considered yet, through things like Lasting Power of Attorney, Wills and Protector Trusts for your savings, pensions and property.

Protect team member Andrew said:

“It’s about peace of mind. PLAN HAPPY gives people peace of mind for their lifetime, Protect gives them peace of mind that everything’s taken care of when they’re no longer here.”

Your Protect Planner, will take confusing legal jargon and put it in simple, easy to understand terms, while also dispelling those common myths such as:

  • Signing you house to your kids doesn’t prevent it being taken in care fees,
  • Giving your stuff away more than seven years ago relates to inheritance tax not care fees
  • And many others

At your first meeting they’ll listen to your concerns and discuss what you already have in place, before giving you options to solve them by talking through all the ways your assets could be at risk. It’s his job to make sure you have the tools you need to get protected by reviewing existing Wills, Trusts and Powers of Attorney, identifying any risks you have, and making sure you understand all your options.

After this first meeting he’ll help you dig deep into what you want to happen to your estate when you’re gone and help solve any issues in a way that’s best for you.

One client said this of their experience:

“We like the informal way everything’s been handled, even though they’ve been the most important decisions we’ve ever had to make.”

Then it’s time for Louise, Andrew and Carole to do all the hard work we don’t see. They’ll prepare your Will, case work, the legal documents and make sure you’re getting everything you need.

But there’s more to it than just writing and preparing Wills, there’s also things like stopping you losing your assets to care fees or, worse, accidentally disinheriting your children and loved ones, as well as many other ways most of us have no idea we’re at risk.

However, despite them spending all day talking about risks and death, they’re not a morbid lot.

Louise, Protect team leader said:

“It’s not really about death, it’s more about making sure people’s wishes are carried out by helping them put the legal documents in place to give them what they want.”

The team consider themselves very lucky as they get to help people stop worrying and enjoy the rest of their life knowing everything’s organised for when they’re no longer here.

Carole said:

“It’s a great job. By the end of the process we often know clients and their families really well, as we’ve been in regular contact throughout. It’s great to be able to help people protect the things they’ve worked for.”

If you’d like to know whether your assets need protecting, or how to make sure they go to the people you want, get in touch on 01642 42 45 73 and we’ll talk through your options.

Joslin Rhodes are trusted local independent financial advisers, authorised and regulated by the Financial Conduct Authority (FCA). Specialising in pension advice and retirement planning we have the additional permissions to advise on Defined Benefit/Final Salary pension transfers.

Please note: Tax and estate planning services are not regulated by the Financial Conduct Authority.

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  • Meet the Team: ProtectHow much money you'll need in retirement
  • Meet the Team: ProtectHow to make the most of your pensions and other assets to fund your lifestyle

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Meet the Team: Protect

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