Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

[/vc_column_text]

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

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Independent Financial Advisors - Our experts can advise you on:

  • When you can afford to retire
  • How much money you'll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle
  • Pension Drawdown
  • Annuities
  • Taking Your Tax Free Lump Sum
  • Tax Efficient Pension Withdrawals
  • Equity Release Advice
  • Will Writing
  • Lasting Power of Attorney
  • Care Fees Planning

Want to discuss your pension options?

[/vc_row]

Why choose Joslin Rhodes?

pension adivce icon

Over £190 million

We're trusted to manage over £190 million of our clients funds

retirement advice icon

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

pension transfer icon

Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

Talk To The Experts

Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • Equity release post-NewsletterWhen you can afford to retire
  • Equity release post-NewsletterHow much money you'll need in retirement
  • Equity release post-NewsletterHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

Equity release post-Newsletter

"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W

Related articles

Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

[/vc_column_text]

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

Did this article answer your question?

Thanks for your feedback...

Simply complete the form below and we'll do our best to help

Thanks for your feedback...

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[/vc_column]

Independent Financial Advisors - Our experts can advise you on:

  • When you can afford to retire
  • How much money you'll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle
  • Pension Drawdown
  • Annuities
  • Taking Your Tax Free Lump Sum
  • Tax Efficient Pension Withdrawals
  • Equity Release Advice
  • Will Writing
  • Lasting Power of Attorney
  • Care Fees Planning

Want to discuss your pension options?

[/vc_row]

Why choose Joslin Rhodes?

pension adivce icon

Over £190 million

We're trusted to manage over £190 million of our clients funds

retirement advice icon

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

pension transfer icon

Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

Talk To The Experts

Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • Equity release post-NewsletterWhen you can afford to retire
  • Equity release post-NewsletterHow much money you'll need in retirement
  • Equity release post-NewsletterHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

Equity release post-Newsletter

"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W

A home reversion plan is a type of equity release scheme where you sell all or part of your property to an equity release provider in return for a lump sum or regular payments.

Related articles

Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

[/vc_column_text]

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

Did this article answer your question?

Thanks for your feedback...

Simply complete the form below and we'll do our best to help

Thanks for your feedback...

If you'd like to discuss things further, you can have one of our experts call you for FREE by filling in this short form:

[/vc_column]

Independent Financial Advisors - Our experts can advise you on:

  • When you can afford to retire
  • How much money you'll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle
  • Pension Drawdown
  • Annuities
  • Taking Your Tax Free Lump Sum
  • Tax Efficient Pension Withdrawals
  • Equity Release Advice
  • Will Writing
  • Lasting Power of Attorney
  • Care Fees Planning

Want to discuss your pension options?

[/vc_row]

Why choose Joslin Rhodes?

pension adivce icon

Over £190 million

We're trusted to manage over £190 million of our clients funds

retirement advice icon

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

pension transfer icon

Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

Talk To The Experts

Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • Equity release post-NewsletterWhen you can afford to retire
  • Equity release post-NewsletterHow much money you'll need in retirement
  • Equity release post-NewsletterHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

Equity release post-Newsletter

"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W

Home reversion plan

A home reversion plan is a type of equity release scheme where you sell all or part of your property to an equity release provider in return for a lump sum or regular payments.

Related articles

Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

[/vc_column_text]

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

Did this article answer your question?

Thanks for your feedback...

Simply complete the form below and we'll do our best to help

Thanks for your feedback...

If you'd like to discuss things further, you can have one of our experts call you for FREE by filling in this short form:

[/vc_column]

Independent Financial Advisors - Our experts can advise you on:

  • When you can afford to retire
  • How much money you'll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle
  • Pension Drawdown
  • Annuities
  • Taking Your Tax Free Lump Sum
  • Tax Efficient Pension Withdrawals
  • Equity Release Advice
  • Will Writing
  • Lasting Power of Attorney
  • Care Fees Planning

Want to discuss your pension options?

[/vc_row]

Why choose Joslin Rhodes?

pension adivce icon

Over £190 million

We're trusted to manage over £190 million of our clients funds

retirement advice icon

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

pension transfer icon

Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

Talk To The Experts

Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • Equity release post-NewsletterWhen you can afford to retire
  • Equity release post-NewsletterHow much money you'll need in retirement
  • Equity release post-NewsletterHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

Equity release post-Newsletter

"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W

An interest-only lifetime mortgage allows you to make monthly payments to reduce the effect on the value of your estate

Home reversion plan

A home reversion plan is a type of equity release scheme where you sell all or part of your property to an equity release provider in return for a lump sum or regular payments.

Related articles

Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

[/vc_column_text]

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

Did this article answer your question?

Thanks for your feedback...

Simply complete the form below and we'll do our best to help

Thanks for your feedback...

If you'd like to discuss things further, you can have one of our experts call you for FREE by filling in this short form:

[/vc_column]

Independent Financial Advisors - Our experts can advise you on:

  • When you can afford to retire
  • How much money you'll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle
  • Pension Drawdown
  • Annuities
  • Taking Your Tax Free Lump Sum
  • Tax Efficient Pension Withdrawals
  • Equity Release Advice
  • Will Writing
  • Lasting Power of Attorney
  • Care Fees Planning

Want to discuss your pension options?

[/vc_row]

Why choose Joslin Rhodes?

pension adivce icon

Over £190 million

We're trusted to manage over £190 million of our clients funds

retirement advice icon

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

pension transfer icon

Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

Talk To The Experts

Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • Equity release post-NewsletterWhen you can afford to retire
  • Equity release post-NewsletterHow much money you'll need in retirement
  • Equity release post-NewsletterHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

Equity release post-Newsletter

"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W

Interest-only lifetime mortgage

An interest-only lifetime mortgage allows you to make monthly payments to reduce the effect on the value of your estate

Home reversion plan

A home reversion plan is a type of equity release scheme where you sell all or part of your property to an equity release provider in return for a lump sum or regular payments.

Related articles

Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

[/vc_column_text]

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

Did this article answer your question?

Thanks for your feedback...

Simply complete the form below and we'll do our best to help

Thanks for your feedback...

If you'd like to discuss things further, you can have one of our experts call you for FREE by filling in this short form:

[/vc_column]

Independent Financial Advisors - Our experts can advise you on:

  • When you can afford to retire
  • How much money you'll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle
  • Pension Drawdown
  • Annuities
  • Taking Your Tax Free Lump Sum
  • Tax Efficient Pension Withdrawals
  • Equity Release Advice
  • Will Writing
  • Lasting Power of Attorney
  • Care Fees Planning

Want to discuss your pension options?

[/vc_row]

Why choose Joslin Rhodes?

pension adivce icon

Over £190 million

We're trusted to manage over £190 million of our clients funds

retirement advice icon

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

pension transfer icon

Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

Talk To The Experts

Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • Equity release post-NewsletterWhen you can afford to retire
  • Equity release post-NewsletterHow much money you'll need in retirement
  • Equity release post-NewsletterHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

Equity release post-Newsletter

"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W

A drawdown mortgage is similar to a lifetime mortgage, but the difference is that you can access your money with more flexibility. Unlike a lifetime mortgage, you don’t have to take a lump sum upfront you can take cash out when you need it.

Interest-only lifetime mortgage

An interest-only lifetime mortgage allows you to make monthly payments to reduce the effect on the value of your estate

Home reversion plan

A home reversion plan is a type of equity release scheme where you sell all or part of your property to an equity release provider in return for a lump sum or regular payments.

Related articles

Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

[/vc_column_text]

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

Did this article answer your question?

Thanks for your feedback...

Simply complete the form below and we'll do our best to help

Thanks for your feedback...

If you'd like to discuss things further, you can have one of our experts call you for FREE by filling in this short form:

[/vc_column]

Independent Financial Advisors - Our experts can advise you on:

  • When you can afford to retire
  • How much money you'll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle
  • Pension Drawdown
  • Annuities
  • Taking Your Tax Free Lump Sum
  • Tax Efficient Pension Withdrawals
  • Equity Release Advice
  • Will Writing
  • Lasting Power of Attorney
  • Care Fees Planning

Want to discuss your pension options?

[/vc_row]

Why choose Joslin Rhodes?

pension adivce icon

Over £190 million

We're trusted to manage over £190 million of our clients funds

retirement advice icon

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

pension transfer icon

Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

Talk To The Experts

Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • Equity release post-NewsletterWhen you can afford to retire
  • Equity release post-NewsletterHow much money you'll need in retirement
  • Equity release post-NewsletterHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

Equity release post-Newsletter

"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W

Drawdown mortgage

A drawdown mortgage is similar to a lifetime mortgage, but the difference is that you can access your money with more flexibility. Unlike a lifetime mortgage, you don’t have to take a lump sum upfront you can take cash out when you need it.

Interest-only lifetime mortgage

An interest-only lifetime mortgage allows you to make monthly payments to reduce the effect on the value of your estate

Home reversion plan

A home reversion plan is a type of equity release scheme where you sell all or part of your property to an equity release provider in return for a lump sum or regular payments.

Related articles

Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

[/vc_column_text]

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

Did this article answer your question?

Thanks for your feedback...

Simply complete the form below and we'll do our best to help

Thanks for your feedback...

If you'd like to discuss things further, you can have one of our experts call you for FREE by filling in this short form:

[/vc_column]

Independent Financial Advisors - Our experts can advise you on:

  • When you can afford to retire
  • How much money you'll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle
  • Pension Drawdown
  • Annuities
  • Taking Your Tax Free Lump Sum
  • Tax Efficient Pension Withdrawals
  • Equity Release Advice
  • Will Writing
  • Lasting Power of Attorney
  • Care Fees Planning

Want to discuss your pension options?

[/vc_row]

Why choose Joslin Rhodes?

pension adivce icon

Over £190 million

We're trusted to manage over £190 million of our clients funds

retirement advice icon

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

pension transfer icon

Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

Talk To The Experts

Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • Equity release post-NewsletterWhen you can afford to retire
  • Equity release post-NewsletterHow much money you'll need in retirement
  • Equity release post-NewsletterHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

Equity release post-Newsletter

"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W

A lifetime mortgage allows you to release a lump sum of cash from your home. This type of scheme allows you to take a loan against the value of your home. You don’t need to make any repayments until you die or move into long-term care.

Drawdown mortgage

A drawdown mortgage is similar to a lifetime mortgage, but the difference is that you can access your money with more flexibility. Unlike a lifetime mortgage, you don’t have to take a lump sum upfront you can take cash out when you need it.

Interest-only lifetime mortgage

An interest-only lifetime mortgage allows you to make monthly payments to reduce the effect on the value of your estate

Home reversion plan

A home reversion plan is a type of equity release scheme where you sell all or part of your property to an equity release provider in return for a lump sum or regular payments.

Related articles

Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

[/vc_column_text]

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

Did this article answer your question?

Thanks for your feedback...

Simply complete the form below and we'll do our best to help

Thanks for your feedback...

If you'd like to discuss things further, you can have one of our experts call you for FREE by filling in this short form:

[/vc_column]

Independent Financial Advisors - Our experts can advise you on:

  • When you can afford to retire
  • How much money you'll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle
  • Pension Drawdown
  • Annuities
  • Taking Your Tax Free Lump Sum
  • Tax Efficient Pension Withdrawals
  • Equity Release Advice
  • Will Writing
  • Lasting Power of Attorney
  • Care Fees Planning

Want to discuss your pension options?

[/vc_row]

Why choose Joslin Rhodes?

pension adivce icon

Over £190 million

We're trusted to manage over £190 million of our clients funds

retirement advice icon

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

pension transfer icon

Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

Talk To The Experts

Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • Equity release post-NewsletterWhen you can afford to retire
  • Equity release post-NewsletterHow much money you'll need in retirement
  • Equity release post-NewsletterHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

Equity release post-Newsletter

"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W

Lifetime mortgage

A lifetime mortgage allows you to release a lump sum of cash from your home. This type of scheme allows you to take a loan against the value of your home. You don’t need to make any repayments until you die or move into long-term care.

Drawdown mortgage

A drawdown mortgage is similar to a lifetime mortgage, but the difference is that you can access your money with more flexibility. Unlike a lifetime mortgage, you don’t have to take a lump sum upfront you can take cash out when you need it.

Interest-only lifetime mortgage

An interest-only lifetime mortgage allows you to make monthly payments to reduce the effect on the value of your estate

Home reversion plan

A home reversion plan is a type of equity release scheme where you sell all or part of your property to an equity release provider in return for a lump sum or regular payments.

Related articles

Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

[/vc_column_text]

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

Did this article answer your question?

Thanks for your feedback...

Simply complete the form below and we'll do our best to help

Thanks for your feedback...

If you'd like to discuss things further, you can have one of our experts call you for FREE by filling in this short form:

[/vc_column]

Independent Financial Advisors - Our experts can advise you on:

  • When you can afford to retire
  • How much money you'll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle
  • Pension Drawdown
  • Annuities
  • Taking Your Tax Free Lump Sum
  • Tax Efficient Pension Withdrawals
  • Equity Release Advice
  • Will Writing
  • Lasting Power of Attorney
  • Care Fees Planning

Want to discuss your pension options?

[/vc_row]

Why choose Joslin Rhodes?

pension adivce icon

Over £190 million

We're trusted to manage over £190 million of our clients funds

retirement advice icon

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

pension transfer icon

Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

Talk To The Experts

Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • Equity release post-NewsletterWhen you can afford to retire
  • Equity release post-NewsletterHow much money you'll need in retirement
  • Equity release post-NewsletterHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

Equity release post-Newsletter

"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W

What types of equity release are there?

Lifetime mortgage

A lifetime mortgage allows you to release a lump sum of cash from your home. This type of scheme allows you to take a loan against the value of your home. You don’t need to make any repayments until you die or move into long-term care.

Drawdown mortgage

A drawdown mortgage is similar to a lifetime mortgage, but the difference is that you can access your money with more flexibility. Unlike a lifetime mortgage, you don’t have to take a lump sum upfront you can take cash out when you need it.

Interest-only lifetime mortgage

An interest-only lifetime mortgage allows you to make monthly payments to reduce the effect on the value of your estate

Home reversion plan

A home reversion plan is a type of equity release scheme where you sell all or part of your property to an equity release provider in return for a lump sum or regular payments.

Related articles

Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

[/vc_column_text]

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

Did this article answer your question?

Thanks for your feedback...

Simply complete the form below and we'll do our best to help

Thanks for your feedback...

If you'd like to discuss things further, you can have one of our experts call you for FREE by filling in this short form:

[/vc_column]

Independent Financial Advisors - Our experts can advise you on:

  • When you can afford to retire
  • How much money you'll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle
  • Pension Drawdown
  • Annuities
  • Taking Your Tax Free Lump Sum
  • Tax Efficient Pension Withdrawals
  • Equity Release Advice
  • Will Writing
  • Lasting Power of Attorney
  • Care Fees Planning

Want to discuss your pension options?

[/vc_row]

Why choose Joslin Rhodes?

pension adivce icon

Over £190 million

We're trusted to manage over £190 million of our clients funds

retirement advice icon

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

pension transfer icon

Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

Talk To The Experts

Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • Equity release post-NewsletterWhen you can afford to retire
  • Equity release post-NewsletterHow much money you'll need in retirement
  • Equity release post-NewsletterHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

Equity release post-Newsletter

"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W

Equity release post-Newsletter
What equity release is used for

What types of equity release are there?

Lifetime mortgage

A lifetime mortgage allows you to release a lump sum of cash from your home. This type of scheme allows you to take a loan against the value of your home. You don’t need to make any repayments until you die or move into long-term care.

Drawdown mortgage

A drawdown mortgage is similar to a lifetime mortgage, but the difference is that you can access your money with more flexibility. Unlike a lifetime mortgage, you don’t have to take a lump sum upfront you can take cash out when you need it.

Interest-only lifetime mortgage

An interest-only lifetime mortgage allows you to make monthly payments to reduce the effect on the value of your estate

Home reversion plan

A home reversion plan is a type of equity release scheme where you sell all or part of your property to an equity release provider in return for a lump sum or regular payments.

Related articles

Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

[/vc_column_text]

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

Did this article answer your question?

Thanks for your feedback...

Simply complete the form below and we'll do our best to help

Thanks for your feedback...

If you'd like to discuss things further, you can have one of our experts call you for FREE by filling in this short form:

[/vc_column]

Independent Financial Advisors - Our experts can advise you on:

  • When you can afford to retire
  • How much money you'll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle
  • Pension Drawdown
  • Annuities
  • Taking Your Tax Free Lump Sum
  • Tax Efficient Pension Withdrawals
  • Equity Release Advice
  • Will Writing
  • Lasting Power of Attorney
  • Care Fees Planning

Want to discuss your pension options?

[/vc_row]

Why choose Joslin Rhodes?

pension adivce icon

Over £190 million

We're trusted to manage over £190 million of our clients funds

retirement advice icon

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

pension transfer icon

Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

Talk To The Experts

Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • Equity release post-NewsletterWhen you can afford to retire
  • Equity release post-NewsletterHow much money you'll need in retirement
  • Equity release post-NewsletterHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

Equity release post-Newsletter

"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W

-dream holiday

Equity release post-Newsletter
What equity release is used for

What types of equity release are there?

Lifetime mortgage

A lifetime mortgage allows you to release a lump sum of cash from your home. This type of scheme allows you to take a loan against the value of your home. You don’t need to make any repayments until you die or move into long-term care.

Drawdown mortgage

A drawdown mortgage is similar to a lifetime mortgage, but the difference is that you can access your money with more flexibility. Unlike a lifetime mortgage, you don’t have to take a lump sum upfront you can take cash out when you need it.

Interest-only lifetime mortgage

An interest-only lifetime mortgage allows you to make monthly payments to reduce the effect on the value of your estate

Home reversion plan

A home reversion plan is a type of equity release scheme where you sell all or part of your property to an equity release provider in return for a lump sum or regular payments.

Related articles

Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

[/vc_column_text]

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

Did this article answer your question?

Thanks for your feedback...

Simply complete the form below and we'll do our best to help

Thanks for your feedback...

If you'd like to discuss things further, you can have one of our experts call you for FREE by filling in this short form:

[/vc_column]

Independent Financial Advisors - Our experts can advise you on:

  • When you can afford to retire
  • How much money you'll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle
  • Pension Drawdown
  • Annuities
  • Taking Your Tax Free Lump Sum
  • Tax Efficient Pension Withdrawals
  • Equity Release Advice
  • Will Writing
  • Lasting Power of Attorney
  • Care Fees Planning

Want to discuss your pension options?

[/vc_row]

Why choose Joslin Rhodes?

pension adivce icon

Over £190 million

We're trusted to manage over £190 million of our clients funds

retirement advice icon

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

pension transfer icon

Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

Talk To The Experts

Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • Equity release post-NewsletterWhen you can afford to retire
  • Equity release post-NewsletterHow much money you'll need in retirement
  • Equity release post-NewsletterHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

Equity release post-Newsletter

"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W

-to buy a brand-new car

-dream holiday

Equity release post-Newsletter
What equity release is used for

What types of equity release are there?

Lifetime mortgage

A lifetime mortgage allows you to release a lump sum of cash from your home. This type of scheme allows you to take a loan against the value of your home. You don’t need to make any repayments until you die or move into long-term care.

Drawdown mortgage

A drawdown mortgage is similar to a lifetime mortgage, but the difference is that you can access your money with more flexibility. Unlike a lifetime mortgage, you don’t have to take a lump sum upfront you can take cash out when you need it.

Interest-only lifetime mortgage

An interest-only lifetime mortgage allows you to make monthly payments to reduce the effect on the value of your estate

Home reversion plan

A home reversion plan is a type of equity release scheme where you sell all or part of your property to an equity release provider in return for a lump sum or regular payments.

Related articles

Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

[/vc_column_text]

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

Did this article answer your question?

Thanks for your feedback...

Simply complete the form below and we'll do our best to help

Thanks for your feedback...

If you'd like to discuss things further, you can have one of our experts call you for FREE by filling in this short form:

[/vc_column]

Independent Financial Advisors - Our experts can advise you on:

  • When you can afford to retire
  • How much money you'll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle
  • Pension Drawdown
  • Annuities
  • Taking Your Tax Free Lump Sum
  • Tax Efficient Pension Withdrawals
  • Equity Release Advice
  • Will Writing
  • Lasting Power of Attorney
  • Care Fees Planning

Want to discuss your pension options?

[/vc_row]

Why choose Joslin Rhodes?

pension adivce icon

Over £190 million

We're trusted to manage over £190 million of our clients funds

retirement advice icon

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

pension transfer icon

Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

Talk To The Experts

Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • Equity release post-NewsletterWhen you can afford to retire
  • Equity release post-NewsletterHow much money you'll need in retirement
  • Equity release post-NewsletterHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

Equity release post-Newsletter

"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W

-to help the family

-to buy a brand-new car

-dream holiday

Equity release post-Newsletter
What equity release is used for

What types of equity release are there?

Lifetime mortgage

A lifetime mortgage allows you to release a lump sum of cash from your home. This type of scheme allows you to take a loan against the value of your home. You don’t need to make any repayments until you die or move into long-term care.

Drawdown mortgage

A drawdown mortgage is similar to a lifetime mortgage, but the difference is that you can access your money with more flexibility. Unlike a lifetime mortgage, you don’t have to take a lump sum upfront you can take cash out when you need it.

Interest-only lifetime mortgage

An interest-only lifetime mortgage allows you to make monthly payments to reduce the effect on the value of your estate

Home reversion plan

A home reversion plan is a type of equity release scheme where you sell all or part of your property to an equity release provider in return for a lump sum or regular payments.

Related articles

Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

[/vc_column_text]

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

Did this article answer your question?

Thanks for your feedback...

Simply complete the form below and we'll do our best to help

Thanks for your feedback...

If you'd like to discuss things further, you can have one of our experts call you for FREE by filling in this short form:

[/vc_column]

Independent Financial Advisors - Our experts can advise you on:

  • When you can afford to retire
  • How much money you'll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle
  • Pension Drawdown
  • Annuities
  • Taking Your Tax Free Lump Sum
  • Tax Efficient Pension Withdrawals
  • Equity Release Advice
  • Will Writing
  • Lasting Power of Attorney
  • Care Fees Planning

Want to discuss your pension options?

[/vc_row]

Why choose Joslin Rhodes?

pension adivce icon

Over £190 million

We're trusted to manage over £190 million of our clients funds

retirement advice icon

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

pension transfer icon

Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

Talk To The Experts

Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • Equity release post-NewsletterWhen you can afford to retire
  • Equity release post-NewsletterHow much money you'll need in retirement
  • Equity release post-NewsletterHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

Equity release post-Newsletter

"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W

-to clear debt and mortgage

-to help the family

-to buy a brand-new car

-dream holiday

Equity release post-Newsletter
What equity release is used for

What types of equity release are there?

Lifetime mortgage

A lifetime mortgage allows you to release a lump sum of cash from your home. This type of scheme allows you to take a loan against the value of your home. You don’t need to make any repayments until you die or move into long-term care.

Drawdown mortgage

A drawdown mortgage is similar to a lifetime mortgage, but the difference is that you can access your money with more flexibility. Unlike a lifetime mortgage, you don’t have to take a lump sum upfront you can take cash out when you need it.

Interest-only lifetime mortgage

An interest-only lifetime mortgage allows you to make monthly payments to reduce the effect on the value of your estate

Home reversion plan

A home reversion plan is a type of equity release scheme where you sell all or part of your property to an equity release provider in return for a lump sum or regular payments.

Related articles

Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

[/vc_column_text]

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

Did this article answer your question?

Thanks for your feedback...

Simply complete the form below and we'll do our best to help

Thanks for your feedback...

If you'd like to discuss things further, you can have one of our experts call you for FREE by filling in this short form:

[/vc_column]

Independent Financial Advisors - Our experts can advise you on:

  • When you can afford to retire
  • How much money you'll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle
  • Pension Drawdown
  • Annuities
  • Taking Your Tax Free Lump Sum
  • Tax Efficient Pension Withdrawals
  • Equity Release Advice
  • Will Writing
  • Lasting Power of Attorney
  • Care Fees Planning

Want to discuss your pension options?

[/vc_row]

Why choose Joslin Rhodes?

pension adivce icon

Over £190 million

We're trusted to manage over £190 million of our clients funds

retirement advice icon

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

pension transfer icon

Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

Talk To The Experts

Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • Equity release post-NewsletterWhen you can afford to retire
  • Equity release post-NewsletterHow much money you'll need in retirement
  • Equity release post-NewsletterHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

Equity release post-Newsletter

"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W

-day to day living and other costs

-to clear debt and mortgage

-to help the family

-to buy a brand-new car

-dream holiday

Equity release post-Newsletter
What equity release is used for

What types of equity release are there?

Lifetime mortgage

A lifetime mortgage allows you to release a lump sum of cash from your home. This type of scheme allows you to take a loan against the value of your home. You don’t need to make any repayments until you die or move into long-term care.

Drawdown mortgage

A drawdown mortgage is similar to a lifetime mortgage, but the difference is that you can access your money with more flexibility. Unlike a lifetime mortgage, you don’t have to take a lump sum upfront you can take cash out when you need it.

Interest-only lifetime mortgage

An interest-only lifetime mortgage allows you to make monthly payments to reduce the effect on the value of your estate

Home reversion plan

A home reversion plan is a type of equity release scheme where you sell all or part of your property to an equity release provider in return for a lump sum or regular payments.

Related articles

Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

[/vc_column_text]

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

Did this article answer your question?

Thanks for your feedback...

Simply complete the form below and we'll do our best to help

Thanks for your feedback...

If you'd like to discuss things further, you can have one of our experts call you for FREE by filling in this short form:

[/vc_column]

Independent Financial Advisors - Our experts can advise you on:

  • When you can afford to retire
  • How much money you'll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle
  • Pension Drawdown
  • Annuities
  • Taking Your Tax Free Lump Sum
  • Tax Efficient Pension Withdrawals
  • Equity Release Advice
  • Will Writing
  • Lasting Power of Attorney
  • Care Fees Planning

Want to discuss your pension options?

[/vc_row]

Why choose Joslin Rhodes?

pension adivce icon

Over £190 million

We're trusted to manage over £190 million of our clients funds

retirement advice icon

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

pension transfer icon

Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

Talk To The Experts

Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • Equity release post-NewsletterWhen you can afford to retire
  • Equity release post-NewsletterHow much money you'll need in retirement
  • Equity release post-NewsletterHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

Equity release post-Newsletter

"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W

-Home and garden improvements

-day to day living and other costs

-to clear debt and mortgage

-to help the family

-to buy a brand-new car

-dream holiday

Equity release post-Newsletter
What equity release is used for

What types of equity release are there?

Lifetime mortgage

A lifetime mortgage allows you to release a lump sum of cash from your home. This type of scheme allows you to take a loan against the value of your home. You don’t need to make any repayments until you die or move into long-term care.

Drawdown mortgage

A drawdown mortgage is similar to a lifetime mortgage, but the difference is that you can access your money with more flexibility. Unlike a lifetime mortgage, you don’t have to take a lump sum upfront you can take cash out when you need it.

Interest-only lifetime mortgage

An interest-only lifetime mortgage allows you to make monthly payments to reduce the effect on the value of your estate

Home reversion plan

A home reversion plan is a type of equity release scheme where you sell all or part of your property to an equity release provider in return for a lump sum or regular payments.

Related articles

Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

[/vc_column_text]

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

Did this article answer your question?

Thanks for your feedback...

Simply complete the form below and we'll do our best to help

Thanks for your feedback...

If you'd like to discuss things further, you can have one of our experts call you for FREE by filling in this short form:

[/vc_column]

Independent Financial Advisors - Our experts can advise you on:

  • When you can afford to retire
  • How much money you'll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle
  • Pension Drawdown
  • Annuities
  • Taking Your Tax Free Lump Sum
  • Tax Efficient Pension Withdrawals
  • Equity Release Advice
  • Will Writing
  • Lasting Power of Attorney
  • Care Fees Planning

Want to discuss your pension options?

[/vc_row]

Why choose Joslin Rhodes?

pension adivce icon

Over £190 million

We're trusted to manage over £190 million of our clients funds

retirement advice icon

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

pension transfer icon

Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

Talk To The Experts

Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • Equity release post-NewsletterWhen you can afford to retire
  • Equity release post-NewsletterHow much money you'll need in retirement
  • Equity release post-NewsletterHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

Equity release post-Newsletter

"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W

Releasing equity is done for a number of reasons, some of the most popular include:

-Home and garden improvements

-day to day living and other costs

-to clear debt and mortgage

-to help the family

-to buy a brand-new car

-dream holiday

Equity release post-Newsletter
What equity release is used for

What types of equity release are there?

Lifetime mortgage

A lifetime mortgage allows you to release a lump sum of cash from your home. This type of scheme allows you to take a loan against the value of your home. You don’t need to make any repayments until you die or move into long-term care.

Drawdown mortgage

A drawdown mortgage is similar to a lifetime mortgage, but the difference is that you can access your money with more flexibility. Unlike a lifetime mortgage, you don’t have to take a lump sum upfront you can take cash out when you need it.

Interest-only lifetime mortgage

An interest-only lifetime mortgage allows you to make monthly payments to reduce the effect on the value of your estate

Home reversion plan

A home reversion plan is a type of equity release scheme where you sell all or part of your property to an equity release provider in return for a lump sum or regular payments.

Related articles

Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

[/vc_column_text]

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

Did this article answer your question?

Thanks for your feedback...

Simply complete the form below and we'll do our best to help

Thanks for your feedback...

If you'd like to discuss things further, you can have one of our experts call you for FREE by filling in this short form:

[/vc_column]

Independent Financial Advisors - Our experts can advise you on:

  • When you can afford to retire
  • How much money you'll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle
  • Pension Drawdown
  • Annuities
  • Taking Your Tax Free Lump Sum
  • Tax Efficient Pension Withdrawals
  • Equity Release Advice
  • Will Writing
  • Lasting Power of Attorney
  • Care Fees Planning

Want to discuss your pension options?

[/vc_row]

Why choose Joslin Rhodes?

pension adivce icon

Over £190 million

We're trusted to manage over £190 million of our clients funds

retirement advice icon

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

pension transfer icon

Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

Talk To The Experts

Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • Equity release post-NewsletterWhen you can afford to retire
  • Equity release post-NewsletterHow much money you'll need in retirement
  • Equity release post-NewsletterHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

Equity release post-Newsletter

"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W

Reasons for releasing equity

Releasing equity is done for a number of reasons, some of the most popular include:

-Home and garden improvements

-day to day living and other costs

-to clear debt and mortgage

-to help the family

-to buy a brand-new car

-dream holiday

Equity release post-Newsletter
What equity release is used for

What types of equity release are there?

Lifetime mortgage

A lifetime mortgage allows you to release a lump sum of cash from your home. This type of scheme allows you to take a loan against the value of your home. You don’t need to make any repayments until you die or move into long-term care.

Drawdown mortgage

A drawdown mortgage is similar to a lifetime mortgage, but the difference is that you can access your money with more flexibility. Unlike a lifetime mortgage, you don’t have to take a lump sum upfront you can take cash out when you need it.

Interest-only lifetime mortgage

An interest-only lifetime mortgage allows you to make monthly payments to reduce the effect on the value of your estate

Home reversion plan

A home reversion plan is a type of equity release scheme where you sell all or part of your property to an equity release provider in return for a lump sum or regular payments.

Related articles

Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

[/vc_column_text]

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

Did this article answer your question?

Thanks for your feedback...

Simply complete the form below and we'll do our best to help

Thanks for your feedback...

If you'd like to discuss things further, you can have one of our experts call you for FREE by filling in this short form:

[/vc_column]

Independent Financial Advisors - Our experts can advise you on:

  • When you can afford to retire
  • How much money you'll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle
  • Pension Drawdown
  • Annuities
  • Taking Your Tax Free Lump Sum
  • Tax Efficient Pension Withdrawals
  • Equity Release Advice
  • Will Writing
  • Lasting Power of Attorney
  • Care Fees Planning

Want to discuss your pension options?

[/vc_row]

Why choose Joslin Rhodes?

pension adivce icon

Over £190 million

We're trusted to manage over £190 million of our clients funds

retirement advice icon

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

pension transfer icon

Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

Talk To The Experts

Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • Equity release post-NewsletterWhen you can afford to retire
  • Equity release post-NewsletterHow much money you'll need in retirement
  • Equity release post-NewsletterHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

Equity release post-Newsletter

"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W

The amount of money that you can receive will depend upon your age and the value of your property. You can use our calculator to find out how much you can release(https://www.joslinrhodes.co.uk/equity-release/max-equity-release-calculator/).

Reasons for releasing equity

Releasing equity is done for a number of reasons, some of the most popular include:

-Home and garden improvements

-day to day living and other costs

-to clear debt and mortgage

-to help the family

-to buy a brand-new car

-dream holiday

Equity release post-Newsletter
What equity release is used for

What types of equity release are there?

Lifetime mortgage

A lifetime mortgage allows you to release a lump sum of cash from your home. This type of scheme allows you to take a loan against the value of your home. You don’t need to make any repayments until you die or move into long-term care.

Drawdown mortgage

A drawdown mortgage is similar to a lifetime mortgage, but the difference is that you can access your money with more flexibility. Unlike a lifetime mortgage, you don’t have to take a lump sum upfront you can take cash out when you need it.

Interest-only lifetime mortgage

An interest-only lifetime mortgage allows you to make monthly payments to reduce the effect on the value of your estate

Home reversion plan

A home reversion plan is a type of equity release scheme where you sell all or part of your property to an equity release provider in return for a lump sum or regular payments.

Related articles

Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

[/vc_column_text]

Don’t take our word for it…

Meet some of our clients and see what they think of us,
the PlanHappy process and how it’s helped them do what they wanted…

Did this article answer your question?

Thanks for your feedback...

Simply complete the form below and we'll do our best to help

Thanks for your feedback...

If you'd like to discuss things further, you can have one of our experts call you for FREE by filling in this short form:

[/vc_column]

Independent Financial Advisors - Our experts can advise you on:

  • When you can afford to retire
  • How much money you'll need in retirement
  • How to make the most of your pensions and other assets to fund your lifestyle
  • Pension Drawdown
  • Annuities
  • Taking Your Tax Free Lump Sum
  • Tax Efficient Pension Withdrawals
  • Equity Release Advice
  • Will Writing
  • Lasting Power of Attorney
  • Care Fees Planning

Want to discuss your pension options?

[/vc_row]

Why choose Joslin Rhodes?

pension adivce icon

Over £190 million

We're trusted to manage over £190 million of our clients funds

retirement advice icon

FCA Regulated

We're authorised and regulated by the Financial Conduct Authority

pension transfer icon

Proven Process

The unique PlanHappy Lifestyle Financial Planning process has been specifically designed to help you get what you want

Talk To The Experts

Ready to talk? Our friendly team are here to help. Simply pop a few details into the form and we'll be in touch.

Real Advice, For Real People

We'll show you:

  • Equity release post-NewsletterWhen you can afford to retire
  • Equity release post-NewsletterHow much money you'll need in retirement
  • Equity release post-NewsletterHow to make the most of your pensions and other assets to fund your lifestyle

4.9 out of 5 stars on VouchedFor

Equity release post-Newsletter

"I cannot find fault with the service we received. From the warm yet professional welcome to the financial advice we were given. You as a company should be proud of the service you are providing"

Mr. W

To be eligible for equity release you must own your home and your youngest homeowner must be 55 or over.

The amount of money that you can receive will depend upon your age and the value of your property. You can use our calculator to find out how much you can release(https://www.joslinrhodes.co.uk/equity-release/max-equity-release-calculator/).

Reasons for releasing equity

Releasing equity is done for a number of reasons, some of the most popular include:

-Home and garden improvements

-day to day living and other costs

-to clear debt and mortgage

-to help the family

-to buy a brand-new car

-dream holiday

Equity release post-Newsletter
What equity release is used for

What types of equity release are there?

Lifetime mortgage

A lifetime mortgage allows you to release a lump sum of cash from your home. This type of scheme allows you to take a loan against the value of your home. You don’t need to make any repayments until you die or move into long-term care.

Drawdown mortgage

A drawdown mortgage is similar to a lifetime mortgage, but the difference is that you can access your money with more flexibility. Unlike a lifetime mortgage, you don’t have to take a lump sum upfront you can take cash out when you need it.

Interest-only lifetime mortgage

An interest-only lifetime mortgage allows you to make monthly payments to reduce the effect on the value of your estate

Home reversion plan

A home reversion plan is a type of equity release scheme where you sell all or part of your property to an equity release provider in return for a lump sum or regular payments.

Related articles

Types of equity release schemes in the UK

Equity release vs remortgage

How long does the equity release process take?

 

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