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Pension transfers
Many people have small pension pots that they have accrued over the years and other than the inconvenience of all the paperwork, it can be a very inefficient way to save for your retirement.
As new rules have come into effect, and especially in terms of Stakeholder pensions, many old plans have much higher charges than would be applied now, but as they were set up some time ago, the charges that you pay from your pension are those applicable at the time.
A pension transfer analysis is conducted by an IFA and assesses your current plans against what would be available today and a recommendation would be made either to transfer or to leave them where they are.
- Why transfer?
- Can I combine multiple plans?
- What to compare?
- I need to know about Guaranteed Annuity Rates
- What happens if I die?
- I think I have Pension Term Assurance
- What is Waiver of Premium?
- Do I need to transfer?
- How much will it cost?
- Read our Blogs on Pensions
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