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Crash FTSE ISA allowances Investments MFI Marks & Spencer Quantitative easing Recession Shares Woolworths annuities banks chancellor court of public opinion election fred goodwin fred the shred going long going short greek bonds hung parliament impaired life annuities inflation interest rates investing investment income liberal democrats lloydstsb meteors mortgages pension commencement lump sum pensions recovery restaurants short selling stock market targeted funds tax free cash vince cable 1929