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Buildings insurance
Do you ever check your renewal premium for you office, shop or factory insurance?
If the answer is no then perhaps you should, as you could be paying over the odds for a substandard policy that may not cover everything that you need.
What would happen in the event of a fire or a flood or a burglary? Your main aim would be to continue trading as best as possible, but you can only do this if your insurance policy supports you.
Your policy should provide you with alternative premises in the short term and the relevant computer or factory equipment to keep going but you may be surprised how many policies don’t even cover these basics.
Like we always say, ‘insurance is boring until the day you need at and then it is the most exciting thing in the world’.
